protect what you’ve built.
Sell with SmartSale.
whether you have equity or owe more than your home is worth,
you have options.
A foreclosure can follow you for years. Selling before that happens helps you protect what you’ve built, whatever your financial position.
Why Sell Now
Have Questions? Get answers from a SmartSale Concierge today.
Get StartedThe SmartSale Difference:
A Whole Team Working to Sell Your Home Faster — Not Just an Agent
What You Get
Listed on the MLS
No upfront cost
Exclusive Auction.com access
Marketed to millions of potential buyers
Sell your home as-is
Skip the stress of repairs
Real buyer competition
Not just low-ball offers
Complete transparency
See offers in real time
End-to-end short sale guidance
We help you reach a servicer-approved offer
Negotiate flexible move-out options
Rentback and extended move dates
Capability to receive offers fast
Concierge + agent + servicer = built for speed
SmartSale
+ Local Agent + Your Servicer
Local Agent Only
+ Agent + Servicer
Only
Marketed to millions of potential buyers
Skip the stress of repairs
Not just low-ball offers
See offers in real time
We help you reach a servicer-approved offer
Rentback and extended move dates
Concierge + agent + servicer = built for speed
With SmartSale, you get more than an agent, you also get your home listed on Auction.com’s exclusive marketplace and the MLS, buyer competition, servicer coordination, and concierge support built for speed.
How SmartSale Works
A transparent, guided process designed to help you stay in control and protect what you’ve built.
Speak with a SmartSale Concierge
Share a few property details to understand your options and next steps.
List Your Home & Reach Nationwide Buyers
A local listing agent helps get your home listed while SmartSale drives buyer competition.
Review Offers & Close with Flexible Transition Options
Compare offers, choose the best one, and close with guided support.
Trust the Marketplace That’s Sold Over Half a Million Homes
real sellers, real success.
“Working with SmartSale is rewarding because they treat you like a person, not just another transaction. Their team is knowledgable, responsive, and genuinely cares about your success.”
“It’s more than just a tool for me. They were like a true partner in selling my properties. They supported me at every step and made the process so much easier.”
Frequently Asked Questions
How long does it typically take to get my property listed on SmartSale?
Once you sign your Property Marketing Agreement, the onboarding process begins. You’ll work with your SmartSale Concierge and listing agent to upload required documents, property details, and photos. In most cases, listings are ready to go live in about seven days, ensuring everything is set up correctly before your home is marketed to buyers.
Do I need an agent? How do I find one to work with?
Yes, for most sellers, working with an agent is essential. A local real estate professional will provide guidance, market insights, and ensure you meet all contractual and disclosure requirements for a smooth transaction. If you don’t already have an agent, we’ll connect you with an agent in your area with local expertise to support you through the process.
Can I set my own list price or reserve?
Yes. You stay in control. When you list your home with SmartSale, you can set your list price or reserve as part of your terms.
How will buyers view my property? Will there be showings or open houses?
Buyers will see your property online through Auction.com’s nationwide marketplace and the MLS. If you choose to allow interior access, your agent can coordinate private showings or open houses. Providing access to the home often helps buyers feel more confident, which can lead to stronger interest and more competitive offers — but participation in showings is always up to you.
Will I be able to review offers in real time?
Yes. All offers submitted through SmartSale are visible in your seller dashboard, where you can track buyer activity and review offers as they come in. This transparency helps you understand market response, compare options, and make informed decisions without guesswork.
What if my property needs repairs? Will buyers still be interested?
Yes. SmartSale is designed to support a wide range of property conditions. If your home needs repairs, you can choose how to proceed — including selling the property as‑is. Depending on your situation, the best path may either be an auction or offer-driven sale based on your home’s condition. Because SmartSale is driven by real buyer activity, pricing is informed by market demand rather than a single estimate or offer.
How do I know I’m getting a fair price?
SmartSale creates buyer competition by exposing your home to Auction.com’s nationwide marketplace and the MLS. Multiple buyers competing helps establish true market value based on real demand — rather than relying on one buyer or a single take‑it‑or‑leave‑it offer. You always have the final say.
What is an equity sale vs. a short sale?
An equity sale and a short sale differ based on whether your home is worth more or less than what you owe on your mortgage.
-
Equity sale: If your home is worth more than what you
owe, you have equity. In an equity sale, the proceeds
from the sale pay off your mortgage and any other valid
liens, and any remaining funds belong to you. This is
the most straightforward type of sale and does not
require lender approval beyond the standard payoff
process.
- Short sale: If you owe more on your mortgage than your home is worth, the sale typically requires lender approval. This is known as a short sale. The lender reviews the offer and agrees to accept less than the full balance owed. Timelines and requirements vary, but selling before foreclosure may still be possible with the right buyer interest and coordination.
SmartSale is designed to support both paths by creating buyer competition and working alongside your listing agent — and your servicer when needed — so you can understand what’s possible and decide how to move forward.